Managing your finances and tracking your expenses can be one of the more tedious tasks for anybody who works self-employed or runs a small start-up business.

Keeping track of your finances is one of the most important aspects of managing any business, whether it is just you, or a team. Crafting together professional invoices for your clients gives a positive impression, but how do you set aside time to put a handle on all your finances?

Given the right tools, you can dramatically reduce the time you spend updating all your expenses, sending invoices and tracking down those unpaid invoices.


Curdbee Finance Invoicing

Curdbee is a fantastic, fully featured online billing tool for small businesses and freelancers. It allows you to generate estimates, invoices, track your time and expenses, and accept online payments. There's no limit on the number of invoices you can send, and you're able to set your own taxes, discounts and shipping rates.

The tool lets you send your invoices via email or download them in a PDF format so you've always got a copy saved. You can setup your own email templates, setup your own branding, logo and colours, and use your own domain name.


Xero Finance Software

Xero is a fully pledged accounting app that allows you to directly connect with your bank accounts, invite any additional users to manage your finance and assign their permissions, invoice your clients, track expenses and accept payments online direct to your bank. The app is ideal for small businesses or sole traders that want to get in control of their finances.

The app provides additional support for payroll wages, financial reporting, expense claims, purchase orders, inventory and multi-currency support - it's an ideal app.

Box Billing

Box Billing

Box Billing differs from Curdbee and Xero as it provides you with the ability to create a pseudo online e-commerce website. It offers complete client management whilst giving you a billing and support platform that includes automated billing, invoicing, recurring payments, product provisioning and multi-currency support.

The tool comes with an easy-to-use template system that lets you configure the emails and PDFs generated, and, in addition to all of these features - it has a powerful API that lets you extend into the core of the software.



Apptivo provides you with an online suite of applications that help manage your business, accounts, clients and expenses. It has an invoice app that allows you to create new invoices and they can be categorised by product, service, projects or time sheet. It lets your clients pay online with PayPal, Google Checkout or Authorize, and you can setup different discount and tax rates, recurring payments and events or reminders.

The free package gives you all of the basic requirements to get your invoices tracked, and send them out by email with the PDF option to download.

Toshl Finance

Toshl Finance

Toshl Finance is a finance manager app that aims to keep track of your expenses. The app gives you a detailed overview of where your money is going, how it changes per week or month, and generates nice UI chart and graph elements for reporting. The app is ideal for those that need to budget their finances or want to keep on top of what they're spending and on what.

Toshl has bespoke web, iOS, Android, Symbian and Windows Phone apps allowing you to track your expenses in real time from anywhere.

Make your Instagram beautiful. Preview your images before you post them ›